Emotional and Mental Counseling
Healing and Support After Foreclosure
Losing a home can be one of the most stressful events in a person’s life. Our Emotional and Mental Counseling services provide the support you need to navigate this challenging time.






Counseling Services
Our counseling services are tailored to address the unique emotional challenges that arise from foreclosure. We offer a range of therapeutic options to support your mental well-being.
Professional Support
Our team of licensed mental health professionals is experienced in dealing with the emotional fallout of foreclosure. They provide compassionate, confidential support to help you cope with feelings of loss, failure, and uncertainty.
Coping Strategies
We teach practical coping strategies to manage stress and anxiety. This includes mindfulness techniques, stress management exercises, and tools for emotional regulation. These strategies are designed to help you stay grounded and focused during this difficult period.
Personalized Care
Every individual’s experience with foreclosure is unique. Our counselors develop personalized care plans that address your specific emotional and mental health needs. Whether you need one-on-one therapy, group counseling, or a combination of both, we tailor our services to support your recovery journey.
Comprehensive Care
We facilitate the creation of support networks where you can connect with others facing similar challenges. Group therapy sessions and support groups offer a sense of community, reducing feelings of isolation and providing mutual encouragement and understanding.
Emotional Healing
Our counseling sessions focus on helping you process and heal from the emotional trauma of losing a home. We provide a safe space for you to express your feelings, understand your emotional responses, and work through the grief associated with foreclosure.
Support Networks
We facilitate the creation of support networks where you can connect with others facing similar challenges. Group therapy sessions and support groups offer a sense of community, reducing feelings of isolation and providing mutual encouragement and understanding.
Long-Term Wellbeing
Our goal is to support your long-term mental health and resilience. We provide ongoing follow-up sessions and resources to help you maintain your emotional well-being and develop a positive outlook for the future. We also offer workshops on resilience-building and stress management to equip you with the tools needed for long-term stability.
Benefits of Counseling
Participating in our counseling services offers numerous benefits that can significantly impact your recovery and overall quality of life.
Improved Mental Health
Enhanced Coping Skills
Stronger Support System
You don’t have to face this alone. Contact us today to learn more about our compassionate counseling services and start your journey to emotional healing and resilience. We are here to support you every step of the way.
Frequently Asked Questions
Overage Refund Recovery is an organization that specializes in finding and recovering undiscovered assets. Some of the sources of money that we locate are from Tax and Mortgage Foreclosure auctions. We research the information and then contact the rightful owners to help them get their Funds back for themselves!
For example, in the case of real estate that was owned, Properties are sold either at foreclosure or tax sale auction. Many times the amount owed to lien holder or creditors gets overpaid to the government and they take it if no one claims it. In cases of Bankruptcy, an old discharged bankruptcy can sometimes yield funds. There are many more sources. We would be more than happy to explain where your funds were generated from.
We know how much the claim is but need your approval to pinpoint the exact location of those funds within the government agency. Once you sign, we will complete the drill down process to identify the unclaimed fund account and immediately file to get it released on your behalf.
We work on a contingency basis and are only paid a minor percentage when and if we successfully recover the funds for you. Once you sign our contingency fee agreement, we’ll cover all the costs of retrieving those funds on your behalf including but not limited to Attorney’s fees, filing fees, court costs etc. We do this every day and NEVER charge you a penny out of pocket to get you your money.
Government agencies don’t make the process of finding and claiming those funds easy. It requires a lot of paperwork, legal motions and follow-up. You could hire a lawyer to help but they typically cost more than the claim itself and you have to pay them upfront to get started. With us, you pay nothing up front and we know how to keep costs low. You need an experienced professional that knows the process inside and out to maximize your chance of getting that money.
Every Government agency, Bank or Private organization handles the claims process differently. Depending on the local rules of law and the type of claim it is typically anywhere from 60 -120 days on average from the filing date. Some cases may take even more time, however we have seen many cases get paid out quicker.
Contact us by phone or email with your situation and one of our helpful and friendly associates will immediately help you with your claim. Once you sign — we get to work! We will keep you informed throughout the process, from submission, to follow-up to the official release of funds. Transparency and trust is how we operate.
Our Happy Clients!

Martin Smith

Shelly Barns

Jacob Luke
- 7100 Biscayne Blvd. Suite 215 Miami, Florida 33138
- +1 (305) 508-4020
- help@overagesurplusrecovery.com
- Overagesurplusrecovery@outlook.com
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Tell us how we can help you!