Hi, I’m Brenda Carter, as the founder of Overage Surplus Recovery, I specialize in helping individuals reclaim excess proceeds following tax and mortgage foreclosures. My journey in this field began with a deep understanding of the challenges faced by homeowners, particularly within minority communities. Driven by a personal history of overcoming financial hardships as a single mother and a first-time homeowner at age 46, I leveraged my experiences to provide comprehensive financial recovery services. My background as a Federal Mortgage Loan Officer and a Financial Literacy Coach enriches my ability to offer tailored solutions that not only address immediate financial relief but also promote long-term financial literacy and stability. Leading with empathy and a commitment to community service, I actively contribute to various non-profit initiatives, underscoring my dedication to empowering others to regain financial independence and security.