Empowering Financial Literacy

Overage Surplus Recovery is dedicated to identifying and reclaiming surplus funds for individuals resulting from foreclosure sales. Our mission is to ensure that these funds rightfully return to their owners or heirs by employing thorough research and recovery processes.

Surplus funds originate from property auctions where the sale amount exceeds the debt owed to creditors and lienholders. We advocate for returning this excess to the former property owner or their beneficiaries. Unclaimed funds within a state-determined period risk being permanently absorbed by governmental agencies.

Our operations span nationwide, conducting audits on government entities to locate overage funds owed to individuals.

Utilizing advanced research techniques, skip tracing, and online investigations, we identify the rightful recipients of the surplus funds.

To maintain privacy and security, the specifics of the claim, including its value and location, are disclosed only after a contingency fee agreement is established with our clients.

Government bodies holding these funds do not make them easily searchable online, and our discovered funds differ from those listed on state unclaimed property websites. Without expert assistance, the probability of independently locating these funds is minimal.

Our firm operates on a no upfront fee basis, covering all expenses related to the claim filing and recovery process. Remuneration is solely obtained from a portion of the successfully recovered funds, ensuring the majority share is allocated to our clients.

Recovery timelines vary by agency, state, and claim type. Some claims may be completed in as little as 60 days, while others may take significantly longer depending on governmental processing requirements and documentation review.

To begin, contact us via phone or email. Our team will provide a comprehensive consultation, followed by the dispatch of necessary documentation for your signature. Upon receipt of the completed paperwork, we will promptly assemble your claim package for filing and keep you informed throughout the recovery process until the funds are securely in your possession.