Credit Restoration Services

Rebuild Your Financial Future

A foreclosure can severely impact your credit score. Our Credit Restoration Services aim to help you rebuild your credit and regain financial stability.

Comprehensive Credit Repair

Our credit repair services focus on identifying and disputing inaccuracies on your credit report that negatively affect your score. We provide detailed credit analysis, disputing erroneous entries with credit bureaus, and negotiating with creditors on your behalf. Through personalized credit improvement strategies, we guide you step-by-step on how to enhance your creditworthiness, ensuring you have the knowledge and tools needed to take control of your financial future.

Detailed Credit Analysis

Our first step is to thoroughly analyze your credit report. We meticulously review every entry to identify errors, outdated information, and items that can be disputed. This comprehensive analysis helps us understand the factors affecting your credit score and forms the foundation of our customized repair plan.

Disputing Erroneous Entries

Once we've identified inaccuracies, we take action by disputing these entries with the credit bureaus. This involves gathering evidence, drafting dispute letters, and following up with the credit bureaus to ensure these inaccuracies are corrected or removed. Our team handles all the necessary paperwork and correspondence, making the process hassle-free for you.

Negotiating with Creditors:

In addition to working with credit bureaus, we negotiate directly with your creditors to address negative items on your report. This can include negotiating settlements, setting up payment plans, or requesting goodwill adjustments. Our goal is to mitigate the impact of negative entries and improve your overall credit profile.

Personalized Credit Improvement Strategies

Beyond correcting errors, we provide you with personalized strategies to improve your credit score. This includes advice on managing existing debt, optimizing credit utilization, and establishing positive credit behaviors. Our tailored guidance is designed to help you build and maintain a strong credit profile over time.

Our Approach

Our tailored plans are crafted to meet your unique credit situation. From creating a customized action plan to offering continuous support, we ensure you are never alone in your journey towards better credit. Our transparent process involves clear communication at every step, so you understand what actions are being taken and why. We also provide educational resources to help you maintain a healthy credit score long after our services are completed.

Tailored Plans

Custom solutions based on your unique situation.

Continuous Support

Ongoing assistance to ensure long-term credit health.

Transparent Process

Clear communication at every step in the process.

Take control of your financial future.

Reach out to us for expert credit restoration services and start rebuilding your credit today.

Frequently Asked Questions

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 Overage Refund Recovery is an organization that specializes in finding and recovering undiscovered assets. Some of the sources of money that we locate are from Tax and Mortgage Foreclosure auctions. We research the information and then contact the rightful owners to help them get their Funds back for themselves!

For example, in the case of real estate that was owned, Properties are sold either at foreclosure or tax sale auction. Many times the amount owed to lien holder or creditors gets overpaid to the government and they take it if no one claims it. In cases of Bankruptcy, an old discharged bankruptcy can sometimes yield funds. There are many more sources. We would be more than happy to explain where your funds were generated from.

We know how much the claim is but need your approval to pinpoint the exact location of those funds within the government agency. Once you sign, we will complete the drill down process to identify the unclaimed fund account and immediately file to get it released on your behalf.

We work on a contingency basis and are only paid a minor percentage when and if we successfully recover the funds for you. Once you sign our contingency fee agreement, we’ll cover all the costs of retrieving those funds on your behalf including but not limited to Attorney’s fees, filing fees, court costs etc. We do this every day and NEVER charge you a penny out of pocket to get you your money.

Government agencies don’t make the process of finding and claiming those funds easy. It requires a lot of paperwork, legal motions and follow-up. You could hire a lawyer to help but they typically cost more than the claim itself and you have to pay them upfront to get started. With us, you pay nothing up front and we know how to keep costs low. You need an experienced professional that knows the process inside and out to maximize your chance of getting that money.

Every Government agency, Bank or Private organization handles the claims process differently. Depending on the local rules of law and the type of claim it is typically anywhere from 60 -120 days on average from the filing date. Some cases may take even more time, however we have seen many cases get paid out quicker.

Contact us by phone or email with your situation and one of our helpful and friendly associates will immediately help you with your claim. Once you sign — we get to work! We will keep you informed throughout the process, from submission, to follow-up to the official release of funds. Transparency and trust is how we operate.

Our Happy Clients!

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4.5/5

Martin Smith

CEO, Acme Industries
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4.5/5

Shelly Barns

CEO, Acme Industries
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5/5

Jacob Luke

CEO, Acme Industries
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